短语讲解：

1. The ECB’s cuts to three main interest rates it controls take effect on March 16.

take effect 生效，奏效
例句：The new regulations will take effect tomorrow.
新的规定明天开始生效。

2. The negative interest rate means that depositors pay the bank instead of receiving interest payments.

instead of （用…） 代替…， （是…）而不是…
例句：A spirit lamp burns spirits instead of oil.
酒精灯里点的不是油而是酒精。

3. Many workers are still looking for better-paying, full-time jobs rather than the part-time work they accepted.

look for 寻找
例句：I want Bill to look for Mr. Jones to talk.
我要比尔找琼斯先生谈一谈。

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