degree – n. an official document and title that is given to someone who has successfully completed a series of classes at a college or university

address – v. to deal with (a matter, issue, problem, etc.)

refinance – v. to get a new loan to pay (an older debt)

favor – v. to approve of or support (something)

speculator – n. a person who invests money in ways that could produce a large profit but that also involve a lot of risk

front-runner – n. the person or thing that is most likely to win a race or competition

income – n. money that is earned from work

vocational – adj. relating to the special skills or training that you need for a particular job or occupation

apprenticeships – n. a position as an apprentice (an apprentice is a person who learns a job or skill by working for a fixed period of time for someone who is very good at that job or skill)

on-the-job training – n. learned or done while working at a job


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