W: Yes, Dad?

M: Do you have life insurance?

W: Well, no. It just seemed like another bill we’d have to pay.

M: You have children now. What if something, god forbid, happens to you?

W: That's true. Well, how much do you think I should get?

M: A 10,000 dollar policy shouldn’t be too expensive. Here, call my agent. He will give you a good deal.